Know what you can spend. See what’s coming.
Get a little guidance from a Parent who gets it.
Free to start No credit card needed
Looking good, kiddo.
Here’s where you stand.“Your balance isn’t your budget.
I already did the math.”
Big on your peace of mind.
Careful with your data.
Secure bank connectionsFor the first paycheck, the next apartment,
and all the little decisions in between.
Ask the money question on your mind. Get a straight answer grounded in your numbers—with just the right amount of parenting.
SAMPLE CONVERSATION
Can I afford dinner out tonight?
Yes, kiddo—$60 for dinner leaves $187 until Friday. Get the pasta, skip the third cocktail.
Keep dinner under $60 tonight.
Pick a question. Get to know the Parent.
Bills, subscriptions, and paydays.
Finally on the same page.
One useful money move each week.
Something you can actually do.
Cook twice.
Skip delivery.
Product previews use illustrative numbers. Your Parent works with yours.
Create your account, add your essentials, and securely connect your bank through Plaid.
See what’s safe to spend after bills, everyday expenses, and your buffer are accounted for.
Dinner out? A weekend away? Talk it through with the Parent before you make your move.
Getting help with your money shouldn’t mean giving up control. Your bank connects securely through Plaid, with read-only access.
Get to know your money—and your Parent.
Go Pro when you want the full conversation.
Your first step toward a little more clarity.
A Parent in your corner, for every money moment.
It’s your money. You should ask.
Budgeting Parent is a budgeting app that acts like a strict but funny parent for your money. It tells you exactly what you can safely spend this week, tracks your bills and debt, and gives you one clear move to make next month easier. No spreadsheets, no guessing — just straight answers about your money.
Connect your bank account, and Budgeting Parent does the math for you. It looks at what you earn, what you owe, and what you've been spending — then tells you what's actually safe to spend and save. You can ask it anything about your money and it'll give you a real answer, not a generic tip.
You can start for free with full dashboard access, bank linking, and 10 conversations with your AI copilot. The Pro plan is $6.70/month for unlimited conversations, weekly money moves, and full spending breakdowns.
Yes. Your bank is connected through Plaid, the same provider trusted by Venmo, Robinhood, and most major finance apps. Budgeting Parent can only read your transactions — it can never move or touch your money. You can disconnect your bank or delete everything at any time.
We’ll help you do the math.
Get started free